Elite plan

Points Strategy Report

A comprehensive, personalized credit card strategy — backed by real Canadian earn rates and redemption data.

Points Strategy Report showing executive summary, recommended card stack, category optimization, and annual points projection

What's in your report

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Executive Summary

A concise overview of your total points potential and the best strategy for your unique spending pattern.

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Recommended Card Stack

The top 3–4 Canadian credit cards ranked for your spending, with specific earn rates per category.

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Category Optimization

Exactly which card to swipe for groceries, gas, dining, travel, and every other category — and why.

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Annual Points Projection

Estimated points earned across Aeroplan, Amex MR, Scene+, and other programs with dollar values.

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Redemption Strategy

The best ways to redeem — Aeroplan flights, hotel transfers, cash back — with specific route examples.

Quick Wins

Three immediate actions you can take this week to start earning more points right away.

Elite plan exclusive

Available on Elite — $29/mo

Unlimited Points Strategy Reports, full report history, Smart Card Advisor, and priority consult booking.

Get your personalized strategy

Start your 7-day free trial on Elite — generate unlimited reports tailored to your spending.