Simple, transparent pricing

Every plan includes the core spend calculator. Upgrade to unlock strategy reports, travel planning, and expert consultations.

✨ Start with a 7-day free trial on Pro & Elite. Cancel anytime — no charge until day 8.

Free

$0

Get started with the basics

  • Personal spend calculator (1 saved profile)
  • Full credit card database & search
  • Track up to 3 loyalty programs
Most popular

Pro

$10/mo CAD · billed yearly
Save $24/yr · $120 billed annually

Full optimization toolkit

  • Everything in Free
  • Personal + business spend calculator (unlimited saves)
  • Track unlimited loyalty programs
  • Compare up to 4 cards side-by-side
  • Travel award planner (worldwide routes)
  • Redemption Optimizer (sweet-spot finder)
  • US Card Guide + ITIN application wizard
  • Export reports to PDF

Elite

$24/mo CAD · billed yearly
Save $58/yr · $290 billed annually

White-glove points strategy

  • Everything in Pro
  • Points Strategy Reports (unlimited)
  • Smart Card Advisor inside Compare Cards
  • Priority consultation booking
  • Early access to new features